2025 - Underwriting Apprentice Pathway - Perth

At Aviva, we’re renowned for our home and motor insurance, but our offering extends far beyond that. We offer a wide range of protection, including commercial insurance for businesses.

Our underwriters meticulously calculate insurance costs by evaluating the type of cover, the likelihood of incidents, the value of assets, and the customer’s claims history. They also ensure that all parties uphold their commitments to a sustainable future. 

As an underwriting apprentice, you’ll blend analytical skills with creative thinking, honing your abilities to become an exceptional negotiator. From the moment you join us, you’ll be in a permanent position where you can own and drive your development to become brilliant and confident in your role here. 

Ready to shine bright in your career?

Get to know the role: 
Underwriting Apprentice: our Underwriting Apprentices work alongside and learn from some of the most skilled underwriters in the industry. We will teach you how to work with our customers and you’ll get to spend time building relationships with our brokers (and other parts of the business), helping secure new business while ensuring our existing customers get the best solutions, tailored to their wants and needs. Everything you do will have an impact on Aviva and our customers, so you’ll need to be passionate about delivering the best service and results. 

In your first year, you’ll follow our in-house training plan and complete a Certificate in Insurance from the Chartered Insurance Institute. 

If you’re based in England, you’ll spend your second and third year working towards your Level 4 Insurance Professional Apprenticeship qualification. You’ll also gain a Diploma in Insurance from the Chartered Insurance Institute. 

If you’re based in Scotland, you’ll work towards a SCQF Level 8 Insurance Technical in your second and third year as well as your Diploma in Insurance. 

You’ll spend 80% of your time working in the role and 20% working towards your qualifications. This is a brilliant learning environment – a place where everyone is welcome to share ideas, ask questions, and seek out advice.  

What you’ll get 

• A permanent job from day one
  
• A starting salary of £25,100
  
• Support towards relevant professional qualifications and lots of other development opportunities
  
• A great support network to help you grow into your role
  
• 25 days holiday, plus bank holidays
  
• Flexible working and wellbeing support
  
• Opportunities to get involved and give back to our local communities with paid volunteering time
  
• Contributory pension scheme
  
• Discounts on all Aviva products
  
• Discretionary annual performance-related bonus
  
• Share Save scheme 
  

What we’re looking for 
To join us on this apprenticeship:

• you’ll have (or be on track to achieve) at least two A-Levels or three Scottish Highers. Or have an equivalent Level 3 qualification.
  
• you'll also need at least five GCSEs or Scottish National 5s at grades A*-C (9-4) or have equivalent qualifications. These must include English and Maths. 
  

You'll also:  

• have lived in the UK or European Economic Area (EEA) for at least 3 years by the start of the apprenticeship in September 2025.
  
• be eligible to work full-time in the UK for the entire duration of the apprenticeship.
  
• be available for full time work from September 2025 when all our apprentice roles start. 
  

And have: 

• confidence in communicating with a genuine customer focus.
  
• a good analytical mind and enjoy using your problem solving skills.
  
• the desire to build relationships and feel comfortable engaging with people at all levels of the business. 
  
• the ability to manage multiple tasks such as balancing work and study.
  

Please note this job role is not sponsorable under the Home Office points-based system.

Where could you be based?
Our Underwriting Apprenticeships are based in Birmingham, Bristol, Chelmsford, Leeds, London, Manchester, Perth and Southampton: all buzzing places in which to launch your career. You’ll need to live within commuting distance of the office where the role is based or be willing to relocate prior to start date as you’ll need to spend time with your team in person, as well as virtually, working from home. Three days in the office and two days from home (minimum 50%) is typical, but this will vary between teams.